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Digital Checking

Digital Checking Our Digital Checking accounts allow a convenient and safe place to keep your money, allowing online access for bills and other expenses. You get a Mastercard® Debit card to use when you need to pay for things or get cash from one of our nearby ATMs.

With our Internet Banking, Mobile Banking and Bill Pay, you get a powerful app that makes it easy to track your spending, pay bills, etc. all digitally. 

This account has no limit on # of transactions and best of all - no minimum balance to get started.

Digital Checking Benefits & Features

Minimum Balance
$0  -  No minimum balance.  $0 to open the account.

Banking Must Haves
You'll get a Peoples State Bank Mastercard® Debit Card, with access to Internet Banking, Mobile Banking and Bill Pay. A minimum of 5 e-transactions is required per month.

Personal Checks
There is a $0.25 charge for each paper check clearing the account.

Unlimited transactions. Including unlimited number of deposits and debits to your account.

Overdraft Fees
Overdraft fees apply to overdrafts created by check, in-person withdrawal, bank service charges, or other electronic means. Overdraft fees may also apply to one-time debit purchases and ATM withdrawals if a consumer has opted-in to overdraft services at Peoples State Bank.

Enrollment in E-Statements with statements issued monthly is required. Failure to do so will result in your Digital Checking Account converting to a Regular Checking account and a monthly service charge will be incurred.

Please contact your local PSB branch for the current fee schedule. 

DISCLAIMER: Peoples State Bank Stanley Branch in Overland Park currently offers different products and services than what is identified here. The merging of existing services and products at two institutions will take some time but the project is slated to be complete in early 2022. Please visit the Stanley Branch for a listing of current products, rates and fee schedules.

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